FinCalculators

Credit Card & Debt Rechner 2026

Credit card payoff, debt payoff, minimum payment, APR, debt consolidation. Pay off debt faster.

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Credit Card & Debt verstehen

Credit card and debt payoff

Paying off credit card and other debt faster saves interest. Our calculators show payoff time, interest paid, and impact of extra payments. Compare minimum payment vs higher payment; consider debt consolidation.

Snowball vs avalanche

Snowball: pay off smallest debt first for quick wins. Avalanche: pay off highest-interest debt first to save the most interest. Both work; choose what keeps you motivated. Extra payments always help. Use our debt payoff and consolidation calculators to compare scenarios.

Use our credit card and debt calculators

Use our free credit card payoff calculator, debt payoff calculator, minimum payment calculator, APR calculator, debt consolidation calculator, and payoff time calculator. USA and worldwide. No signup required. Each includes a guide and FAQs.

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Weitere kostenlose Finanz-Tools für Kredite, Investitionen, Steuern und mehr.

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