FinCalculators

IRA Calculator

Free ira calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the IRA Calculator below.

Calculate your IRA balance at retirement. Enter contribution, expected return, and years. Free IRA calculator for USA traditional and Roth IRA.

Cómo usar IRA Calculator

  1. Enter contribution

    Input annual IRA contribution.

  2. Enter return and years

    Input expected return and years to retirement.

  3. View balance

    See projected IRA balance at retirement.

Características

  • Instant results — no waiting or signup.
  • Free to use — no hidden fees.
  • No login or account required.
  • Works on all devices — desktop, tablet, and mobile.
  • Your data stays private — we do not store your inputs.

Por qué usar esta calculadora

  • Plan your finances with accurate estimates.
  • Compare scenarios in seconds.
  • Make informed decisions before you borrow or invest.

Navegadores y dispositivos compatibles

  • All modern browsers (Chrome, Firefox, Safari, Edge).
  • Mobile-friendly — use on phone or tablet.
  • No app download — runs in your browser.

Preguntas frecuentes

Guía completa de IRA Calculator

What is an IRA calculator?

An IRA calculator estimates the growth of your Individual Retirement Account based on contributions, expected return, and years to retirement. IRAs are tax-advantaged accounts (Traditional: tax deduction now, taxed in retirement; Roth: after-tax now, tax-free in retirement). Use this calculator to see how regular IRA contributions can grow over time.

Traditional vs Roth IRA

FeatureTraditionalRoth
Tax deductionYes (if eligible)No
Withdrawals in retirementTaxed as incomeTax-free
Contribution limitsSame annual limitSame annual limit
Best whenExpect lower tax in retirementExpect same or higher tax in retirement

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Aviso legal

Nuestras calculadoras financieras son solo informativas y educativas. Los resultados son estimaciones según los datos que introduces y fórmulas estándar. No son asesoramiento financiero, fiscal ni legal. No guardamos ni compartimos los números que introduces.