A pension is a retirement plan that pays you a regular income after retirement, often based on years of service and salary. Formulas vary by employer and country.

How is pension calculated?

Pension formulas vary. Common: (years of service × multiplier × average salary). This calculator uses inputs you provide; check your plan for exact formula.

Is pension enough for retirement?

Many people also save in 401(k), IRA, or other accounts. Use our retirement calculator to see total projected income and whether you need to save more.

Pension Calculator

Free pension calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Pension Calculator below.

Estimate your pension income at retirement. Enter years of service, salary, and pension formula. Free pension calculator for USA and worldwide.

Pension Calculator कैसे इस्तेमाल करें

Enter service and salary
Input years of service and salary (or average).
Enter formula if known
Input multiplier or formula from your plan.
View estimate
See estimated pension income.

फीचर्स

Instant results — no waiting or signup.
Free to use — no hidden fees.
No login or account required.
Works on all devices — desktop, tablet, and mobile.
Your data stays private — we do not store your inputs.

इस कैलकुलेटर को क्यों इस्तेमाल करें

Plan your finances with accurate estimates.
Compare scenarios in seconds.
Make informed decisions before you borrow or invest.

समर्थित ब्राउज़र और डिवाइस

All modern browsers (Chrome, Firefox, Safari, Edge).
Mobile-friendly — use on phone or tablet.
No app download — runs in your browser.

अक्सर पूछे जाने वाले प्रश्न

Pension Calculator की पूरी गाइड

What is a pension calculator?

A pension calculator estimates your pension income in retirement based on your salary history, years of service, and plan formula (e.g. defined benefit). Some calculators also help you plan supplemental savings if your pension will not cover all expenses. Use it to see how much you can expect from a employer pension and how it fits with Social Security and other savings.

Pension and other retirement income

If you have a defined-benefit pension, it often provides a fixed monthly amount for life. Combine that with Social Security (or equivalent) and personal savings (401(k), IRA) to estimate total retirement income. Inflation may erode the purchasing power of a fixed pension over time; factor that into planning.

अस्वीकरण

हमारे वित्तीय कैलकुलेटर केवल सूचनात्मक और शैक्षिक उद्देश्य के लिए हैं। नतीजे आपके इनपुट और मानक फॉर्मूले पर आधारित अनुमान हैं। ये वित्तीय, कर या कानूनी सलाह नहीं। हम आपके नंबर स्टोर या शेयर नहीं करते।