Insurance Calculators 2026
Life insurance, term insurance, insurance need calculator 2026. How much coverage do you need?
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Life Insurance Calculator
Free life insurance calculator 2026. How much life insurance do I need? USA & worldwide.
Use calculator →Term Insurance Calculator
Free term insurance calculator 2026. How much term insurance do I need? USA & worldwide.
Use calculator →Insurance Need Calculator
Free insurance need calculator 2026. How much insurance do I need? Life, disability. USA & worldwide.
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Understanding Insurance
Insurance need
Life and term insurance help protect dependents if you die. Our calculators estimate how much coverage you need based on income, debts, and dependents. USA and worldwide.
How much coverage
A common approach is to cover 10–12 times annual income, or income replacement until dependents are independent, plus debts and final expenses. Our insurance need calculator helps you estimate based on income, debts, and years of coverage needed. Term insurance is often more affordable than whole life for pure protection.
Use our insurance calculators
Use our free life insurance calculator, term insurance calculator, and insurance need calculator. USA and worldwide. No signup required. Each includes a guide and FAQs.
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