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Investment Calculators 2026

SIP, compound interest, FD, ROI, mutual fund, CAGR, lump sum, investment growth calculators.

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Understanding Investment

Investment options and returns

Investments help your money grow over time. Options range from low-risk (savings, fixed deposits, bonds) to higher-risk (equity mutual funds, stocks). Returns depend on the type of investment, market conditions, and time horizon. Our investment calculators help you estimate returns on SIP, compound interest, and more.

Typical expected returns (historical ranges)

Asset typeTypical range (p.a.)Risk
Equity mutual funds / SIP10% – 15%High
Debt funds / bonds6% – 9%Low to medium
Fixed deposits / savings4% – 7%Low
Index funds8% – 12%Medium

Investment planning tips

  • Start early to benefit from compounding.
  • Diversify across asset types to manage risk.
  • Use SIPs for disciplined, regular investing.
  • Use conservative return assumptions for long-term planning.
  • Review your portfolio and goals periodically.

Risk and time horizon

Higher expected returns usually come with higher risk and volatility. Equity and SIPs are suitable for long time horizons (e.g. 5–10+ years); fixed deposits and bonds are better for short-term or low-risk needs. Use conservative return assumptions (e.g. 8–10% for equity over the long term) for planning; past performance does not guarantee future results.

Use our investment calculators

Our free SIP calculator, compound interest calculator, ROI calculator, CAGR calculator, lump sum calculator, mutual fund calculator, investment growth calculator, and FD calculator help you estimate maturity amounts and plan your investments. Enter your amount, expected return, and time horizon to see projected growth. Results are estimates, not guarantees. No signup required.

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