Minimum Payment Calculator
Free minimum payment calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Minimum Payment Calculator below.
See how long it takes to pay off credit card debt with only minimum payments and how much interest you pay. Free minimum payment calculator for USA and worldwide.
Como usar Minimum Payment Calculator
Enter balance and APR
Input balance and annual interest rate.
Enter minimum payment
Input minimum payment (or use typical %).
View results
See years to payoff and total interest.
Recursos
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Por que usar esta calculadora
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Navegadores e dispositivos suportados
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Perguntas frequentes
Guia completo de Minimum Payment Calculator
What is a minimum payment calculator?
A minimum payment calculator shows how long it takes to pay off a credit card (or other revolving debt) if you only make the minimum payment each month. It also shows total interest paid. Minimum payments are often set so low that payoff can take many years. Use this calculator to see why paying more than the minimum saves money and shortens payoff time.
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Aviso
Nossas calculadoras financeiras são apenas para fins informativos e educacionais. Os resultados são estimativas. Não são aconselhamento financeiro, fiscal ou jurídico. Não armazenamos nem compartilhamos os números que você digita.