Debt Consolidation Calculator
Free debt consolidation calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Debt Consolidation Calculator below.
See if consolidating debt (e.g. into one loan) saves money. Compare current total payment and interest with consolidated scenario. Free debt consolidation calculator.
Comment utiliser Debt Consolidation Calculator
Enter current debts
Input each debt balance, rate, and payment.
Enter new loan
Input consolidated loan rate and term.
View comparison
See total interest and payment before vs after.
Fonctionnalités
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Pourquoi utiliser cette calculatrice
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Navigateurs et appareils pris en charge
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Questions fréquentes
Guide complet de Debt Consolidation Calculator
What is a debt consolidation calculator?
A debt consolidation calculator compares your current debt payments (multiple cards or loans) with a single consolidation loan or balance transfer. Enter each debt’s balance, rate, and payment, then the consolidation option’s rate and term. It shows whether you save money and how long until payoff. Consolidation only helps if the new rate is lower and you stop adding new debt.
Calculatrices associées
- Debt Payoff Calculator
Free debt payoff calculator. Pay off debt faster. Snowball vs avalanche. USA & worldwide.
Calculer → - Credit Card Payoff Calculator
Free credit card payoff calculator. Pay off credit card debt faster. USA & worldwide.
Calculer → - Personal Loan Calculator
Free personal loan calculator. Calculate personal loan EMI, total interest, and repayment. USA & worldwide.
Calculer →
Avertissement
Nos calculatrices financières sont à titre informatif et éducatif uniquement. Les résultats sont des estimations. Elles ne constituent pas un conseil financier, fiscal ou juridique. Nous ne stockons ni ne partageons les nombres que vous saisissez.