How much should I save for retirement?

Depends on target corpus, years to retirement, and expected return. This calculator shows required monthly or annual savings to reach your goal.

What is a good retirement target?

A common target is 25× annual expenses (4% withdrawal). So if you need $50,000/year, target $1.25M. Use our retirement calculator to refine.

What return should I assume?

Use a conservative return (e.g. 6–8%) for long-term planning. This calculator shows how much you need to save; higher return lowers required savings.

Retirement Savings Calculator

Free retirement savings calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Retirement Savings Calculator below.

Calculate how much you need to save each month or year to reach your retirement goal. Enter target corpus, years, and expected return. Free retirement savings calculator.

Comment utiliser Retirement Savings Calculator

Enter retirement goal
Input target corpus and years to retirement.
Enter expected return
Input expected annual return on savings.
View required savings
See monthly or annual amount to save.

Fonctionnalités

Instant results — no waiting or signup.
Free to use — no hidden fees.
No login or account required.
Works on all devices — desktop, tablet, and mobile.
Your data stays private — we do not store your inputs.

Pourquoi utiliser cette calculatrice

Plan your finances with accurate estimates.
Compare scenarios in seconds.
Make informed decisions before you borrow or invest.

Navigateurs et appareils pris en charge

All modern browsers (Chrome, Firefox, Safari, Edge).
Mobile-friendly — use on phone or tablet.
No app download — runs in your browser.

Questions fréquentes

Guide complet de Retirement Savings Calculator

What is a retirement savings calculator?

A retirement savings calculator helps you determine how much you need to save each month (or as a lump sum) to reach your retirement corpus goal. Enter your target amount, years until retirement, current savings, and expected return. It shows whether you are on track and what to change (save more, work longer, or adjust expectations).

Setting a retirement goal

Estimate annual expenses in retirement (often 70–80% of pre-retirement spending).
Multiply by 25–30 for a rough “nest egg” (4% withdrawal rule).
Account for inflation: future expenses will be higher in nominal terms.
Include Social Security and any pension in your income projection.

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Avertissement

Nos calculatrices financières sont à titre informatif et éducatif uniquement. Les résultats sont des estimations. Elles ne constituent pas un conseil financier, fiscal ou juridique. Nous ne stockons ni ne partageons les nombres que vous saisissez.