IRA Calculator
Free ira calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the IRA Calculator below.
Calculate your IRA balance at retirement. Enter contribution, expected return, and years. Free IRA calculator for USA traditional and Roth IRA.
Comment utiliser IRA Calculator
Enter contribution
Input annual IRA contribution.
Enter return and years
Input expected return and years to retirement.
View balance
See projected IRA balance at retirement.
Fonctionnalités
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Pourquoi utiliser cette calculatrice
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Navigateurs et appareils pris en charge
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Questions fréquentes
Guide complet de IRA Calculator
What is an IRA calculator?
An IRA calculator estimates the growth of your Individual Retirement Account based on contributions, expected return, and years to retirement. IRAs are tax-advantaged accounts (Traditional: tax deduction now, taxed in retirement; Roth: after-tax now, tax-free in retirement). Use this calculator to see how regular IRA contributions can grow over time.
Traditional vs Roth IRA
| Feature | Traditional | Roth |
|---|---|---|
| Tax deduction | Yes (if eligible) | No |
| Withdrawals in retirement | Taxed as income | Tax-free |
| Contribution limits | Same annual limit | Same annual limit |
| Best when | Expect lower tax in retirement | Expect same or higher tax in retirement |
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Avertissement
Nos calculatrices financières sont à titre informatif et éducatif uniquement. Les résultats sont des estimations. Elles ne constituent pas un conseil financier, fiscal ou juridique. Nous ne stockons ni ne partageons les nombres que vous saisissez.