FinCalculators

FD Calculator

Free fd calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the FD Calculator below.

Calculate fixed deposit (FD) maturity amount and interest earned. Enter principal, rate, and term. Free FD calculator for USA and international users.

How to use FD Calculator

  1. Enter principal

    Input the amount you deposit.

  2. Enter rate and term

    Enter annual interest rate and term in months or years.

  3. View results

    See maturity amount and interest earned.

Features

  • Instant results — no waiting or signup.
  • Free to use — no hidden fees.
  • No login or account required.
  • Works on all devices — desktop, tablet, and mobile.
  • Your data stays private — we do not store your inputs.

Why use this calculator

  • Plan your finances with accurate estimates.
  • Compare scenarios in seconds.
  • Make informed decisions before you borrow or invest.

Supported browsers and devices

  • All modern browsers (Chrome, Firefox, Safari, Edge).
  • Mobile-friendly — use on phone or tablet.
  • No app download — runs in your browser.

Frequently asked questions

Complete guide to FD Calculator

What is a fixed deposit (FD) calculator?

A fixed deposit calculator estimates the maturity amount of an FD based on the principal, interest rate, tenure, and compounding frequency (e.g. quarterly or annually). FDs are low-risk, fixed-return products offered by banks. Use this calculator to see how much you will get at maturity and to compare different tenures and rates.

FD vs other savings options

ProductRiskTypical returnLiquidity
FD / CDLow4% – 7%Limited; penalty for early withdrawal
Savings accountLow1% – 4%High
BondsLow–medium3% – 6%Varies

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Disclaimer

Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.