Retirement Calculator
Free retirement calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Retirement Calculator below.
Estimate how much you need to save for retirement and whether you are on track. Enter current savings, contribution, expected return, and retirement age. Free retirement calculator for USA and worldwide.
How to use Retirement Calculator
Enter current situation
Input current age, savings, and monthly contribution.
Enter goals
Input retirement age, expected return, and desired income.
View results
See if you are on track and suggested contribution.
Features
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Why use this calculator
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Supported browsers and devices
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Frequently asked questions
Complete guide to Retirement Calculator
What is a retirement calculator?
A retirement calculator estimates how much you need to save and whether your current savings and contributions will be enough to meet your retirement income goal. Enter your current age, retirement age, current savings, monthly contribution, expected return, and desired retirement income. The calculator shows if you are on track and what to adjust.
Retirement planning tips
- Start early; compounding and time are your biggest advantages.
- Use conservative return and inflation assumptions.
- Account for healthcare and inflation in your retirement income need.
- Max out employer match in 401(k) before other investments.
Related calculators
- 401k Calculator
Free 401k calculator USA. Calculate 401k growth, balance at retirement. Employer match.
Calculate → - SIP Calculator
Free SIP calculator. Estimate SIP returns and maturity amount. Enter monthly investment, return, and tenure. Try it now.
Calculate → - Compound Interest Calculator
Free compound interest calculator. Calculate compound interest on investments and savings. See how your money grows over time.
Calculate →
Disclaimer
Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.