Retirement Savings Calculator
Free retirement savings calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Retirement Savings Calculator below.
Calculate how much you need to save each month or year to reach your retirement goal. Enter target corpus, years, and expected return. Free retirement savings calculator.
How to use Retirement Savings Calculator
Enter retirement goal
Input target corpus and years to retirement.
Enter expected return
Input expected annual return on savings.
View required savings
See monthly or annual amount to save.
Features
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Why use this calculator
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Supported browsers and devices
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Frequently asked questions
Complete guide to Retirement Savings Calculator
What is a retirement savings calculator?
A retirement savings calculator helps you determine how much you need to save each month (or as a lump sum) to reach your retirement corpus goal. Enter your target amount, years until retirement, current savings, and expected return. It shows whether you are on track and what to change (save more, work longer, or adjust expectations).
Setting a retirement goal
- Estimate annual expenses in retirement (often 70–80% of pre-retirement spending).
- Multiply by 25–30 for a rough “nest egg” (4% withdrawal rule).
- Account for inflation: future expenses will be higher in nominal terms.
- Include Social Security and any pension in your income projection.
Related calculators
- Retirement Calculator
Free retirement calculator. How much do I need to retire? USA & worldwide.
Calculate → - Savings Calculator
Free savings calculator. Calculate how much you need to save to reach your goal. Plan savings with interest and time.
Calculate → - 401k Calculator
Free 401k calculator USA. Calculate 401k growth, balance at retirement. Employer match.
Calculate →
Disclaimer
Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.