FinCalculators

Savings Goal Calculator

Free savings goal calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Savings Goal Calculator below.

Calculate how much you need to save each month to reach a financial goal by a target date. Enter goal amount, timeline, and expected return. Free savings goal calculator.

How to use Savings Goal Calculator

  1. Enter goal and timeline

    Input goal amount and years to reach it.

  2. Enter expected return

    Input expected annual return on savings.

  3. View required savings

    See monthly or lump sum needed.

Features

  • Instant results — no waiting or signup.
  • Free to use — no hidden fees.
  • No login or account required.
  • Works on all devices — desktop, tablet, and mobile.
  • Your data stays private — we do not store your inputs.

Why use this calculator

  • Plan your finances with accurate estimates.
  • Compare scenarios in seconds.
  • Make informed decisions before you borrow or invest.

Supported browsers and devices

  • All modern browsers (Chrome, Firefox, Safari, Edge).
  • Mobile-friendly — use on phone or tablet.
  • No app download — runs in your browser.

Frequently asked questions

Complete guide to Savings Goal Calculator

What is a savings goal calculator?

A savings goal calculator tells you how much to save each month (or as a lump sum) to reach a target amount by a chosen date. Enter your goal amount, time horizon, current savings, and expected return. It shows the required monthly contribution and whether you are on track. Use it for a down payment, vacation, education, or any specific goal.

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Disclaimer

Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.