Retirement Income Calculator
Free retirement income calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Retirement Income Calculator below.
Estimate how long your retirement savings will last at a given withdrawal rate. Enter corpus, monthly withdrawal, and expected return. Free retirement income calculator.
How to use Retirement Income Calculator
Enter savings
Input retirement corpus (total savings).
Enter withdrawal and return
Input monthly withdrawal and expected return.
View results
See how long savings will last.
Features
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Why use this calculator
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Supported browsers and devices
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Frequently asked questions
Complete guide to Retirement Income Calculator
What is a retirement income calculator?
A retirement income calculator estimates how much income you can draw from your savings in retirement (e.g. using a safe withdrawal rate like 4%) and how long your money might last. Enter your retirement corpus, expected return, inflation, and desired annual income. It helps you see if your savings can support your desired lifestyle and for how long.
Safe withdrawal rate
The 4% rule suggests withdrawing 4% of your initial retirement portfolio in the first year and adjusting for inflation each year. Historically, this has often supported 30 years of retirement. Your situation may vary; use this calculator with different withdrawal rates and return assumptions to stress-test your plan.
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Disclaimer
Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.