Down Payment Calculator
Free down payment calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Down Payment Calculator below.
Calculate how much down payment you need for a home. Enter home price and down payment percentage. See the loan amount you will need to finance.
How to use Down Payment Calculator
Enter home price
Input the purchase price of the home.
Enter down payment %
Enter the down payment percentage you plan.
View results
See down payment amount and loan amount.
Features
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Why use this calculator
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Supported browsers and devices
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Frequently asked questions
Complete guide to Down Payment Calculator
How much down payment do I need?
Down payment is the portion of the home price you pay upfront; the rest is the loan amount. Conventional loans often require 5–20%. Putting 20% or more usually avoids private mortgage insurance (PMI). FHA loans can go as low as 3.5%. This calculator shows the dollar amount for your chosen percentage.
Down payment formula
Example: $300,000 home with 20% down: down payment = $60,000, loan amount = $240,000. Use our EMI or mortgage calculator to see monthly payments on that loan amount.
Down payment = Home price × (Down payment % ÷ 100). Loan amount = Home price − Down payment.
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Disclaimer
Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.